I have posted first as RIP Randy and Relieved Widow. I was also widowed with two young daughters at the time. please read my last post as Relieved Widow. I know what you are talking about. I lost hope for a while but as I said before, there may be things you have overlooked. Go back and check everything since your husband died. I even found a life insurance policy he had but never mentioned. When he got sick I suppose he forgot to keep up payments. I am now checking into this. God bless you.